How the Revolut Reliability Score is built
9.0/10Every part is scored with the same published method. Points are given only for facts confirmed from a public source. How we rate
Pros
- MiCA passport for 29 of 30 EEA countries
- Operating since 2015
- Free euro withdrawals
- 300+ crypto-assets
Cons
- Proof of reserves not confirmed
- Withdrawal allow-list not confirmed
MiCA authorisation
Authorised- EU entityRevolut Digital Assets (Europe) Ltd
- LEI549300ET4IUR6RCZOL84
- RegulatorCyprus Securities and Exchange Commission (CySEC)
- Home stateCyprus
- Authorised20 October 2025
- Passport29 of 30 EEA countries
Authorised MiCA services (6)
- Custody of crypto-assets
- Trading platform
- Exchange for funds (EUR)
- Crypto-to-crypto exchange
- Placing of crypto-assets
- Transfer services
Source: ESMA interim MiCA register, downloaded 24 October 2026. How to check a licence
Company and track record
- Founded2015
- Registered addressSoho Embassy; Omonoias 13, 3052, Limassol, Cyprus
Fees
Fee schedule ↗Try the fee calculator to see what one purchase costs in total.
Payments
Deposit methods are shown in the app before you pay.
- EUR withdrawalSEPA from the euro account, free
Coins and products
- TypeBroker app
- Coins300+
- Crypto withdrawalsYes
Account security
- Two-factor authenticationYes
- Withdrawal address allow-listNot confirmed
- Proof of reservesNot confirmed
"Not confirmed" means we could not confirm the feature from a public source; it does not mean the feature is missing.
Identity checks (KYC)
RequiredRevolut verifies the identity of every customer before trading, as EU anti-money laundering rules require.
Where Revolut is available under MiCA
Checking your location…Notified in 29 EEA countries
Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
A MiCA passport means the firm may offer its services in that country; it can still choose not to accept customers from every country.
Revolut review: crypto inside a finance app
Crypto at Revolut sits next to the user's current account, which makes buying easy but also keeps crypto one tap away from everyday money.
Sending euros to a bank account by SEPA from the euro account is free, but this happens after crypto has been sold, and selling crypto has its own fee.
Its passport covers 29 of the 30 EEA countries; Hungary is not listed.
Setting a fixed monthly budget, as the crypto investing budget calculator helps you do, is especially useful when crypto is this close to everyday spending.
Revolut review: fees and euro withdrawals
Revolut publishes its crypto exchange fees, linked in the sources below.
SEPA transfers from the euro account are free in its standard fees, which earns the full withdrawal fee point.
Check the crypto fee for your plan before you buy.
Revolut review: how the Reliability Score was calculated
The Revolut Reliability Score is 9.0 out of 10, rated Excellent, calculated with the same published method as every other exchange.
| Part | Points | Basis |
|---|---|---|
| MiCA licence | 3 / 3 | Authorised by CySEC, passport notified for 29 of 30 EEA countries |
| Track record | 2 / 2 | Operating since 2015 |
| Transparency | 0.5 / 1 | Fee schedule published; proof of reserves not confirmed from a public source |
| Identity checks | 1 / 1 | Identity verification (KYC) required before trading |
| Account protection | 0.5 / 1 | Two-factor authentication available; withdrawal address allow-list not confirmed from a public source |
| Euro withdrawals | 2 / 2 | Euro withdrawals to a bank account: SEPA from the euro account, free |
Points are given only for facts confirmed from a public source; "not confirmed" means we could not confirm a feature, not that it is missing.
Revolut review: compared with similar MiCA providers
Set against similar authorised providers, Revolut's register facts and score look as follows.
| Exchange | Type | Regulator | EEA countries | Reliability Score |
|---|---|---|---|---|
| Revolut | Broker app | CySEC | 29 | 9.0 |
| Trade Republic | Broker app | BaFin | 30 | 8.0 |
| eToro | Broker app | CySEC | 30 | 9.0 |
| Bitpanda | Broker app | FMA | 30 | 9.0 |
Register facts from ESMA; Reliability Scores calculated with the published method.
A comparison like this shows differences in authorisation and verified facts, but which provider suits you depends on how you buy, pay and store crypto.
Revolut review: what a purchase would cost
The trading fee for Revolut depends on the screen and product you use, so enter the fee you see in the app before you buy.
Revolut review: who it may suit
Revolut may suit people who already use the app and want small, simple crypto purchases next to their euro account.
A withdrawal address allow-list and a proof of reserves could not be confirmed publicly, and crypto fees depend on the plan.
Revolut review: related guides and tools
Frequently asked questions
Is Revolut MiCA-authorised for crypto?
Yes. Revolut Digital Assets (Europe) Ltd is listed in ESMA's register, authorised by CySEC, with a passport for 29 EEA countries.
Is Revolut crypto available in Hungary?
Hungary is not in its passport notification in the register file used by this site.
Are euro withdrawals free at Revolut?
A SEPA transfer from the euro account is free, but selling crypto has its own fee.
How is the Revolut Reliability Score calculated?
With six published parts worth ten points in total: MiCA licence, track record, transparency, identity checks, account protection and euro withdrawals. The score block on this page shows the points for each part.
Sources
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate