How the Bitvavo Reliability Score is built
9.0/10Every part is scored with the same published method. Points are given only for facts confirmed from a public source. How we rate
Pros
- MiCA passport for 30 of 30 EEA countries
- Free euro withdrawals
- Published proof of reserves
- 400+ crypto-assets
Cons
- Withdrawal allow-list not confirmed
MiCA authorisation
Authorised- EU entityBitvavo B.V.
- LEI724500MX2WBKDJP9HE56
- RegulatorNetherlands Authority for the Financial Markets (AFM)
- Home stateNetherlands
- Authorised26 June 2025
- Passport30 of 30 EEA countries
Authorised MiCA services (3)
- Custody of crypto-assets
- Trading platform
- Transfer services
Source: ESMA interim MiCA register, downloaded 24 October 2026. How to check a licence
Company and track record
- Founded2018
- Registered addressKeizersgracht 28 - 1016ED Amsterdam - The Netherlands
Fees
Fee schedule ↗Trading fees depend on the product and screen you use, so check the fee schedule or the app before you buy.
Try the fee calculator to see what one purchase costs in total.
Payments
Deposit methods are shown in the app before you pay.
- EUR withdrawalSEPA, free
Coins and products
- TypeExchange
- Coins400+
Account security
- Two-factor authenticationYes
- Withdrawal address allow-listNot confirmed
- Proof of reservesYes
"Not confirmed" means we could not confirm the feature from a public source; it does not mean the feature is missing.
Identity checks (KYC)
RequiredBitvavo verifies the identity of every customer before trading, as EU anti-money laundering rules require.
Where Bitvavo is available under MiCA
Checking your location…Notified in 30 EEA countries
Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
A MiCA passport means the firm may offer its services in that country; it can still choose not to accept customers from every country.
Bitvavo review: free euro withdrawals and proof of reserves
Bitvavo states that euro withdrawals to your bank account are free, which earns full points in the euro withdrawals part of the score.
It also publishes a proof of reserves with an independent verification covering defined customer assets.
What such reports do and do not prove is explained in the guide to proof of reserves.
The register entry lists custody, operating a trading platform and transfer services, so Bitvavo matches buyers and sellers on its own platform.
Bitvavo review: fees and euro withdrawals
Bitvavo publishes its trading fees on its fee page, linked in the sources below.
Euro withdrawals to a bank account are free according to its help centre.
Use the crypto fee calculator with the current fee for your trading volume.
Bitvavo review: how the Reliability Score was calculated
The Bitvavo Reliability Score is 9.0 out of 10, rated Excellent, calculated with the same published method as every other exchange.
| Part | Points | Basis |
|---|---|---|
| MiCA licence | 3 / 3 | Authorised by AFM, passport notified for 30 of 30 EEA countries |
| Track record | 1.5 / 2 | Operating since 2018 |
| Transparency | 1 / 1 | Fee schedule published; proof of reserves published |
| Identity checks | 1 / 1 | Identity verification (KYC) required before trading |
| Account protection | 0.5 / 1 | Two-factor authentication available; withdrawal address allow-list not confirmed from a public source |
| Euro withdrawals | 2 / 2 | Euro withdrawals to a bank account: SEPA, free |
Points are given only for facts confirmed from a public source; "not confirmed" means we could not confirm a feature, not that it is missing.
Bitvavo review: compared with similar MiCA providers
Set against similar authorised providers, Bitvavo's register facts and score look as follows.
| Exchange | Type | Regulator | EEA countries | Reliability Score |
|---|---|---|---|---|
| Bitvavo | Exchange | AFM | 30 | 9.0 |
| Kraken | Exchange | CBI | 30 | 10.0 |
| Bitpanda | Broker app | FMA | 30 | 9.0 |
| Coinbase | Exchange | CSSF | 30 | 7.0 |
Register facts from ESMA; Reliability Scores calculated with the published method.
A comparison like this shows differences in authorisation and verified facts, but which provider suits you depends on how you buy, pay and store crypto.
Bitvavo review: what a purchase would cost
The trading fee for Bitvavo depends on the screen and product you use, so enter the fee you see in the app before you buy.
Bitvavo review: who it may suit
Bitvavo may suit euro buyers who want a large EU exchange with free euro withdrawals and a published proof of reserves.
A withdrawal address allow-list could not be confirmed from public sources, so check the security settings in the app.
Bitvavo review: related guides and tools
Frequently asked questions
Is Bitvavo MiCA-authorised?
Yes. Bitvavo B.V. is listed in ESMA's register, authorised by the AFM, with a passport for all 30 EEA countries.
Are euro withdrawals free at Bitvavo?
Yes, according to its help centre.
Does Bitvavo publish proof of reserves?
Yes, with an independent verification of defined customer assets.
How is the Bitvavo Reliability Score calculated?
With six published parts worth ten points in total: MiCA licence, track record, transparency, identity checks, account protection and euro withdrawals. The score block on this page shows the points for each part.
Sources
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate