Crypto.com Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
OKX Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
Bit2Me Exchange
- MiCA-authorised by CNMV (Spain)
- Passported to 30 EEA countries
- Authorised 31 October 2025
SwissBorg Broker app
- MiCA-authorised by AMF (France)
- Passported to 30 EEA countries
- Authorised 5 March 2026
Northcrypto Broker app
- MiCA-authorised by FIN-FSA (Finland)
- Passported to 3 EEA countries
- Authorised 25 November 2025
Crypto-assets are high-risk and you can lose all the money you invest. Exchanges are ranked by the Reliability Score, and partners get no boost. Fees and terms change, so the exchange's own terms apply. Links marked as partner links are affiliate links. Crypto risks explained
What to check in crypto apps
- The provider: the app belongs to a MiCA-authorised firm you can find in ESMA's register.
- The source: installed from the official App Store or Google Play listing linked on the provider's website.
- Login protection: two-factor authentication, biometrics or passkeys.
- Withdrawal controls: allow-lists and confirmation steps.
- Fees in the app: the simple buy screen can cost more than the trading screen.
Fake crypto apps
Fake apps that copy the name and logo of real exchanges appear in app stores and on websites from time to time.
Install an app only through the store link on the provider's official website, and check the developer name in the listing.
Never install an app from a link sent by someone you met online, which is a common step in investment scams, as the guide to crypto scams explains.
Securing your phone for crypto apps
- Keep the phone updated and protected with a screen lock.
- Use an authenticator app or passkey rather than SMS codes where possible.
- Protect your mobile number with a carrier PIN against SIM swaps.
- Turn on alerts for logins and withdrawals.
- Never install remote-access apps at someone else's request.
The account security check covers each point.
Crypto apps and impulsive trading
An app in your pocket makes trading easy at any moment, including moments of fear or excitement.
Turning off price notifications and checking prices less often helps keep decisions calm, as the investor behaviour quiz explains.
Best crypto apps: what to look for in the app itself
| Feature | Why it matters |
|---|---|
| Clear total cost before confirming | Shows fees and spread before you commit |
| Biometric or passkey login | Fast and harder to phish |
| Withdrawal confirmations and allow-lists | Protect against account takeover |
| Transaction history export | Needed for records and taxes |
| In-app support and complaints | Keeps contact on official channels |
| Optional price notifications | Lets you reduce triggers to trade |
Best crypto apps: exchange apps and broker apps
Exchange apps often have two modes: a simple buy screen and a full trading screen with an order book.
Broker apps usually have only the simple mode, and the cost is often in the price you see.
The spread calculator compares the two, and the guide to brokers versus exchanges explains the differences.
Best crypto apps: installing safely step by step
- Open the provider's website by typing its address.
- Follow its link to the App Store or Google Play.
- Check the developer name and that it matches the provider.
- Install and log in without using links from messages.
- Turn on app-based two-factor authentication and biometrics.
Best crypto apps and lost phones
If your phone is lost or stolen, contact your exchange through its website to secure the account, change your email password and remove the lost device from your accounts.
Keeping backup codes for two-factor authentication offline makes it much easier to regain access.
Best crypto apps: notifications and wellbeing
Many apps send price alerts and promotional messages by default.
Turning off everything except security alerts keeps the app useful without pulling you into constant checking.
Best crypto apps: providers listing iOS and Android apps
Among the providers reviewed here, the following list both iOS and Android apps on their own websites.
| Provider | Apps stated | Review |
|---|---|---|
| OKX | iOS, Android | OKX review |
| Crypto.com | iOS, Android | Crypto.com review |
| Bit2Me | iOS, Android | Bit2Me review |
| SwissBorg | iOS, Android | SwissBorg review |
| Northcrypto | iOS, Android | Northcrypto review |
Checked on each provider's own website on 24 October 2026; other providers also have apps that have not yet been verified here.
Always install an app through the link on the provider's own website, so you know it is the genuine one.
Best crypto apps: permissions to watch
| Permission | Why an app may ask | What to consider |
|---|---|---|
| Camera | Identity verification and QR codes | Reasonable; allow while using the app |
| Notifications | Security alerts and price alerts | Keep security alerts, turn off promotions |
| Biometrics | Quick and secure login | Useful together with a strong device passcode |
| Contacts | Sending to friends or referrals | Rarely needed; can usually be refused |
| Location | Compliance or fraud checks | Check the privacy policy for the reason |
Best crypto apps: phone settings that protect you
- A strong passcode on the phone, not a simple four-digit code.
- Automatic updates for the operating system and apps.
- A SIM PIN, which makes taking over your phone number harder.
- No jailbreaking or rooting on the phone used for crypto.
- An authenticator app with a backup, so a lost phone does not lock you out.
Best crypto apps when travelling
Public Wi-Fi in hotels and airports is a common place for attacks, so use mobile data or a trusted connection for crypto apps.
Logging in from a new country can trigger security checks or a temporary block, so keep your verification details at hand.
Remember that a provider's passport covers EEA countries, and using the app while living outside the EEA may break its terms.
Best crypto apps: questions readers ask
Is an app safer than a website? Not automatically; both are safe when genuine and up to date, and both can be faked.
Can I use the same account on several devices? Usually yes, but every extra device is another place where your account can be reached.
What if the app is not in my country's app store? The provider may not serve your country, so check the EU availability page before looking elsewhere.
Best crypto apps: removing an app safely
Before deleting a crypto app or selling a phone, make sure you can still log in from another device and that your authenticator codes are moved or backed up.
Log out of the app, then reset the phone to factory settings before giving it away.
If you stop using a provider altogether, withdraw your assets and close the account rather than leaving a forgotten balance behind.
A forgotten account with an old password is an easy target for attackers.
Best crypto apps: questions to ask the provider
Does the app support passkeys or an authenticator app for login and withdrawals?
Can withdrawals be limited to saved addresses, with a waiting period for new ones?
How does the provider confirm that a support message really comes from it?
The answers, usually found in the help centre, show how seriously an app treats account security.
Frequently asked questions
Which crypto apps are available in the EU?
The list above shows apps from MiCA-authorised providers notified in your country whose app availability has been verified.
How do I know a crypto app is genuine?
Install it through the store link on the provider's official website and check the developer name.
Are crypto apps safe?
An app from an authorised provider on an updated, locked phone with strong login protection is reasonably safe, but crypto prices remain high-risk.
Should I use SMS codes for crypto apps?
An authenticator app, passkey or security key is stronger than SMS, which can be bypassed with a SIM swap.
Can I lose crypto if I lose my phone?
For an exchange account, you can usually recover access through the provider. For a self-custody wallet app, you need your recovery phrase.