Kraken
10.0/10
Kraken Exchange
- MiCA-authorised by CBI (Ireland)
- Passported to 30 EEA countries
- Authorised 25 June 2025
Maker / taker0.40% / 0.80%
Instant buy1%
EUR deposit–
Review · · Capital at risk
Crypto.com
9.5/10
Crypto.com Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
Maker / taker–
Instant buy–
EUR depositSEPA | Apple Pay | Google Pay
Review · · Capital at risk
OKX
9.5/10
OKX Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
Maker / taker–
Instant buy–
EUR depositSEPA
Review · · Capital at risk
Bit2Me
9.0/10
Bit2Me Exchange
- MiCA-authorised by CNMV (Spain)
- Passported to 30 EEA countries
- Authorised 31 October 2025
Maker / taker–
Instant buy–
EUR depositBank transfer | Card
Review · · Capital at risk
bitFlyer Europe
9.0/10
bitFlyer Europe Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 26 June 2026
Maker / taker0.10% / 0.10%
Instant buy–
EUR deposit–
Review · · Capital at risk
Bitpanda
9.0/10
Bitpanda Broker app
- MiCA-authorised by FMA (Austria)
- Passported to 30 EEA countries
- Authorised 9 April 2025
Maker / taker–
Instant buy–
EUR deposit–
Review · · Capital at risk
Bitvavo
9.0/10
Bitvavo Exchange
- MiCA-authorised by AFM (Netherlands)
- Passported to 30 EEA countries
- Authorised 26 June 2025
Maker / taker–
Instant buy–
EUR deposit–
Review · · Capital at risk
eToro
9.0/10
eToro Broker app
- MiCA-authorised by CySEC (Cyprus)
- Passported to 30 EEA countries
- Authorised 16 January 2025
Maker / taker–
Instant buy1%
EUR deposit–
Review · · Capital at risk
SwissBorg
9.0/10
SwissBorg Broker app
- MiCA-authorised by AMF (France)
- Passported to 30 EEA countries
- Authorised 5 March 2026
Maker / taker–
Instant buy–
EUR depositBank transfer | Card
Review · · Capital at risk
Revolut
9.0/10
Revolut Broker app
- MiCA-authorised by CySEC (Cyprus)
- Passported to 29 EEA countries
- Authorised 20 October 2025
Maker / taker0% (Revolut X) / 0.09% (Revolut X)
Instant buy–
EUR deposit–
Review · · Capital at risk
Bitstamp
8.5/10
Bitstamp Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 15 May 2025
Maker / taker0.30% / 0.40%
Instant buy–
EUR depositSEPA
Review · · Capital at risk
Blockchain.com
8.5/10
Blockchain.com Broker app
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 22 October 2025
Maker / taker–
Instant buy–
EUR deposit–
Review · · Capital at risk
Trade Republic
8.0/10
Trade Republic Broker app
- MiCA-authorised by BaFin (Germany)
- Passported to 30 EEA countries
- Authorised 28 April 2025
Maker / taker–
Instant buy€1 per trade
EUR deposit–
Review · · Capital at risk
Coinmotion
8.0/10
Coinmotion Broker app
- MiCA-authorised by FIN-FSA (Finland)
- Passported to 2 EEA countries
- Authorised 2 July 2025
Maker / taker–
Instant buy2%
EUR deposit–
Review · · Capital at risk
Gate EU
7.5/10
Gate EU Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 29 September 2025
Maker / taker0.1% / 0.1%
Instant buy–
EUR depositSEPA
Review · · Capital at risk
Robinhood
7.5/10
Robinhood Broker app
- MiCA-authorised by LSC (Lithuania)
- Passported to 30 EEA countries
- Authorised 29 May 2025
Maker / taker–
Instant buy–
EUR deposit–
Review · · Capital at risk
Bybit EU
7.5/10
Bybit EU Exchange
- MiCA-authorised by FMA (Austria)
- Passported to 29 EEA countries
- Authorised 28 May 2025
Maker / taker0.25% / 0.25%
Instant buy–
EUR deposit–
Review · · Capital at risk
Northcrypto
7.5/10
Northcrypto Broker app
- MiCA-authorised by FIN-FSA (Finland)
- Passported to 3 EEA countries
- Authorised 25 November 2025
Maker / taker1.0% / 1.0%
Instant buy2–3%
EUR depositSEPA | Trustly
Review · · Capital at risk
Coinbase
7.0/10
Coinbase Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 20 June 2025
Maker / taker–
Instant buy–
EUR deposit–
Review · · Capital at risk
Backpack EU
7.0/10
Backpack EU Exchange
- MiCA-authorised by Latvijas Banka (Latvia)
- Passported to 29 EEA countries
- Authorised 27 May 2026
Maker / taker–
Instant buy–
EUR deposit–
Review · · Capital at risk
No exchanges are shown for your location. Read the guides
Crypto-assets are high-risk and you can lose all the money you invest. Exchanges are ranked by the Reliability Score, and partners get no boost. Fees and terms change, so the exchange's own terms apply. Links marked as partner links are affiliate links. Crypto risks explained
Published fees of the lowest fee crypto exchanges
| Exchange | Type | Maker fee | Taker fee | Instant buy fee | EUR deposit |
|---|---|---|---|---|---|
| Kraken | Exchange | 0.40% | 0.80% | 1% | – |
| Crypto.com | Exchange | – | – | – | SEPA | Apple Pay | Google Pay |
| OKX | Exchange | – | – | – | SEPA |
| Bit2Me | Exchange | – | – | – | Bank transfer | Card |
| bitFlyer Europe | Exchange | 0.10% | 0.10% | – | – |
| Bitpanda | Broker app | – | – | – | – |
| Bitvavo | Exchange | – | – | – | – |
| eToro | Broker app | – | – | 1% | – |
| SwissBorg | Broker app | – | – | – | Bank transfer | Card |
| Revolut | Broker app | 0% (Revolut X) | 0.09% (Revolut X) | – | – |
| Bitstamp | Exchange | 0.30% | 0.40% | – | SEPA |
| Blockchain.com | Broker app | – | – | – | – |
| Trade Republic | Broker app | – | – | €1 per trade | – |
| Coinmotion | Broker app | – | – | 2% | – |
| Gate EU | Exchange | 0.1% | 0.1% | – | SEPA |
| Robinhood | Broker app | – | – | – | – |
| Bybit EU | Exchange | 0.25% | 0.25% | – | – |
| Northcrypto | Broker app | 1.0% | 1.0% | 2–3% | SEPA | Trustly |
| Coinbase | Exchange | – | – | – | – |
| Backpack EU | Exchange | – | – | – | – |
Fees as published on each provider's own website, checked on the date in its review. A dash means not yet verified. Lowest-tier retail fees; volume discounts can lower them.
Only fees confirmed on a provider's own fee page are shown, which is why some cells are still empty.
Which fee matters at lowest fee crypto exchanges
| How you buy | Fee that applies | Typical pattern |
|---|---|---|
| Limit order that waits in the order book | Maker fee | Lowest |
| Market order filled at once | Taker fee | Higher than maker |
| Simple buy or recurring buy screen | Instant-buy fee, often plus a spread | Often the highest |
| Card payment | Card fee on top of the trading cost | Higher than SEPA |
Example from published fees: Kraken's fee schedule lists 0.40% maker and 0.80% taker at the lowest volume tier on Kraken Pro, and a 1% fee on instant and recurring purchases.
The same exchange can therefore be cheap or expensive depending on which screen you use.
Calculating cost at lowest fee crypto exchanges
Hidden costs at lowest fee crypto exchanges
- Spread in "zero fee" offers: the price itself can include a margin.
- Withdrawal fees: moving coins to your own wallet costs a network fee.
- Card fees: often much higher than SEPA.
- Minimum fees: fixed charges make small purchases expensive.
- Currency conversion: paying in another currency can add a margin.
The spread calculator compares a broker's spread with an exchange fee.
Low fees are not the whole story
A fee difference of a few tenths of a percent matters less than the licence, the terms and the security of the account.
Every exchange on this page is MiCA-authorised, so the comparison is between regulated options, and the Reliability Score weighs more than price.
Lower your cost at any of the lowest fee crypto exchanges
- Pay by SEPA bank transfer.
- Use limit orders on the advanced screen, as the guide to order types explains.
- Buy less often if fees are fixed.
- Withdraw in larger batches to your wallet.
Frequently asked questions
Which crypto exchange has the lowest fees in the EU?
It depends on how you buy. Order book maker fees are usually lowest; instant-buy and card purchases cost more. Compare the published fees in the table and calculate your own purchase.
What is the difference between maker and taker fees?
A maker order adds liquidity by waiting in the order book; a taker order removes liquidity by filling at once. Maker fees are usually lower.
Why are some fees missing at lowest fee crypto exchanges?
Fees are shown only after they have been checked on the provider's own fee page.
Are "zero fee" crypto apps the cheapest?
Not necessarily. The cost can be included in the price as a spread.
Do lowest fee crypto exchanges charge for SEPA deposits?
Many advertise free SEPA deposits, but check each exchange's fee page.
Sources
- Kraken fee schedule (checked 24 October 2026)
- Other fees: each provider's own fee page, listed in its review
- Regulation (EU) 2023/1114 (MiCA), Article 66(4)
Written and fact-checked by
CoinTrustRadar.com editorial team
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate