How the Northcrypto Reliability Score is built
7.5/10Every part is scored with the same published method. Points are given only for facts confirmed from a public source. How we rate
Pros
- Euro withdrawals from €1
- 260+ crypto-assets
- Recurring buys
- Staking available
Cons
- MiCA passport for only 3 EEA countries
- Proof of reserves not confirmed
- Withdrawal allow-list not confirmed
MiCA authorisation
Authorised- EU entityNorthCrypto Oy
- LEI743700CHRVVP342JOA67
- RegulatorFinanssivalvonta (FIN-FSA)
- Home stateFinland
- Authorised25 November 2025
- Passport3 of 30 EEA countries
Authorised MiCA services (4)
- Custody of crypto-assets
- Order execution
- Reception and transmission of orders
- Transfer services
Source: ESMA interim MiCA register, downloaded 24 October 2026. How to check a licence
Company and track record
- Founded2018
- Registered addressKristiinankatu 1 B 25 20100 Turku
Fees
Fee schedule ↗Try the fee calculator to see what one purchase costs in total.
Payments
- EUR withdrawalSEPA, €1.00
Coins and products
- TypeBroker app
- Coins260+
- StakingYes
- Recurring buyYes
- Crypto withdrawalsYes
- MobileiOS | Android
Account security
- Two-factor authenticationYes
- Withdrawal address allow-listNot confirmed
- Proof of reservesNot confirmed
"Not confirmed" means we could not confirm the feature from a public source; it does not mean the feature is missing.
Identity checks (KYC)
RequiredNorthcrypto verifies the identity of every customer before trading, as EU anti-money laundering rules require.
Where Northcrypto is available under MiCA
Checking your location…Notified in 3 EEA countries
Finland, Norway, Sweden
A MiCA passport means the firm may offer its services in that country; it can still choose not to accept customers from every country.
Northcrypto review: authorisation and reach
ESMA's register lists NorthCrypto Oy, Turku, with an authorisation notified on 25 November 2025 by the Finnish Financial Supervisory Authority (FIN-FSA).
The entry covers custody, order execution, reception and transmission of orders and transfer services.
Its passport notification lists Finland, Norway and Sweden, so Northcrypto cards appear only for visitors from those three countries.
Northcrypto review: fees
| Service | Published fee |
|---|---|
| Advanced trading, €0–10,000 monthly volume | 1.0% |
| Advanced trading, above €3,000,000 | 0.6% |
| Quickbuy and Autopilot | 2–3%, depending on volatility |
| Direct deposit via Trustly | Free |
| SEPA deposit | Free |
| SEPA withdrawal | €1.00 |
| Crypto withdrawal | Cryptocurrency-specific transfer fee |
From Northcrypto's fee page and terms, checked 24 October 2026.
The difference between advanced trading and Quickbuy is large: on a €500 purchase, 1.0% is €5 while 2–3% is €10–15, as the fee calculator shows.
Northcrypto review: products
- Autopilot: automatic purchases at regular intervals, described in section 9.1 of the terms.
- Crypto withdrawals: transfers to an external wallet are allowed, as section 8 of the terms describes.
- Staking: offered under section 10 of the terms, which states that the staking service is not a fully regulated crypto-asset service under MiCA.
- Apps: iOS and Android, linked from the website.
Northcrypto review: identification
The terms describe strong authentication for identity checks, for example with online banking access codes, which is a common method in the Nordic countries.
Login two-factor authentication had not yet been verified when this review was written.
Northcrypto review: how the Reliability Score was calculated
The Northcrypto Reliability Score is 7.5 out of 10, rated Very good, calculated with the same published method as every other exchange.
| Part | Points | Basis |
|---|---|---|
| MiCA licence | 2 / 3 | Authorised by FIN-FSA, passport notified for 3 of 30 EEA countries |
| Track record | 1.5 / 2 | Operating since 2018 |
| Transparency | 0.5 / 1 | Fee schedule published; proof of reserves not confirmed from a public source |
| Identity checks | 1 / 1 | Identity verification (KYC) required before trading |
| Account protection | 0.5 / 1 | Two-factor authentication available; withdrawal address allow-list not confirmed from a public source |
| Euro withdrawals | 2 / 2 | Euro withdrawals to a bank account: SEPA, €1.00 |
Points are given only for facts confirmed from a public source; "not confirmed" means we could not confirm a feature, not that it is missing.
Northcrypto review: compared with similar MiCA providers
The table below places Northcrypto next to similar MiCA providers, so that differences in authorisation and score are easy to see.
| Exchange | Type | Regulator | EEA countries | Reliability Score |
|---|---|---|---|---|
| Northcrypto | Broker app | FIN-FSA | 3 | 7.5 |
| Coinmotion | Broker app | FIN-FSA | 2 | 8.0 |
| Bitpanda | Broker app | FMA | 30 | 9.0 |
| Kraken | Exchange | CBI | 30 | 10.0 |
Register facts from ESMA; Reliability Scores calculated with the published method.
Scores measure documented reliability factors, not which provider is cheapest for your way of buying.
Northcrypto review: what a purchase would cost
The calculator below starts from the Northcrypto advanced trading fee published by the provider, 1.0%; change the other fields to match your purchase.
Northcrypto review: who it may suit
Northcrypto may suit buyers in Finland, Norway and Sweden who want local payment methods such as Trustly, free SEPA deposits, automatic purchases through Autopilot and the option to withdraw crypto.
Using advanced trading at 1.0% instead of Quickbuy or Autopilot at 2–3% roughly halves the cost of each purchase or better.
Northcrypto review: related guides and tools
Frequently asked questions
Is Northcrypto MiCA-authorised?
Yes. NorthCrypto Oy is listed in ESMA's register, authorised by the Finnish FSA, with notifications for Finland, Norway and Sweden.
What are Northcrypto's fees?
Advanced trading starts at 1.0%, Quickbuy and Autopilot cost 2–3%, SEPA deposits are free and SEPA withdrawals cost €1.00, according to its fee page.
Can I withdraw crypto from Northcrypto?
Yes, to an external wallet, with a cryptocurrency-specific transfer fee.
Sources
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate