Kraken Exchange
- MiCA-authorised by CBI (Ireland)
- Passported to 30 EEA countries
- Authorised 25 June 2025
Crypto.com Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
OKX Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
Bit2Me Exchange
- MiCA-authorised by CNMV (Spain)
- Passported to 30 EEA countries
- Authorised 31 October 2025
bitFlyer Europe Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 26 June 2026
Bitpanda Broker app
- MiCA-authorised by FMA (Austria)
- Passported to 30 EEA countries
- Authorised 9 April 2025
Bitvavo Exchange
- MiCA-authorised by AFM (Netherlands)
- Passported to 30 EEA countries
- Authorised 26 June 2025
eToro Broker app
- MiCA-authorised by CySEC (Cyprus)
- Passported to 30 EEA countries
- Authorised 16 January 2025
SwissBorg Broker app
- MiCA-authorised by AMF (France)
- Passported to 30 EEA countries
- Authorised 5 March 2026
Revolut Broker app
- MiCA-authorised by CySEC (Cyprus)
- Passported to 29 EEA countries
- Authorised 20 October 2025
Bitstamp Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 15 May 2025
Blockchain.com Broker app
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 22 October 2025
Trade Republic Broker app
- MiCA-authorised by BaFin (Germany)
- Passported to 30 EEA countries
- Authorised 28 April 2025
Coinmotion Broker app
- MiCA-authorised by FIN-FSA (Finland)
- Passported to 2 EEA countries
- Authorised 2 July 2025
Gate EU Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 29 September 2025
Robinhood Broker app
- MiCA-authorised by LSC (Lithuania)
- Passported to 30 EEA countries
- Authorised 29 May 2025
Bybit EU Exchange
- MiCA-authorised by FMA (Austria)
- Passported to 29 EEA countries
- Authorised 28 May 2025
Northcrypto Broker app
- MiCA-authorised by FIN-FSA (Finland)
- Passported to 3 EEA countries
- Authorised 25 November 2025
Coinbase Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 20 June 2025
Backpack EU Exchange
- MiCA-authorised by Latvijas Banka (Latvia)
- Passported to 29 EEA countries
- Authorised 27 May 2026
Crypto-assets are high-risk and you can lose all the money you invest. Exchanges are ranked by the Reliability Score, and partners get no boost. Fees and terms change, so the exchange's own terms apply. Links marked as partner links are affiliate links. Crypto risks explained
What matters at the best exchanges to buy Bitcoin
| Factor | Why it matters for BTC |
|---|---|
| Trading fee and spread | The main cost of each purchase |
| SEPA deposits | Usually the cheapest way to pay |
| Crypto withdrawals | Needed to move BTC to your own wallet |
| Withdrawal fee and minimum | Can be large compared with small balances |
| Recurring buy | Automatic monthly purchases |
| Exchange | Type | Maker / taker | Instant buy fee | Crypto withdrawals |
|---|---|---|---|---|
| Kraken | Exchange | 0.40% / 0.80% | 1% | – |
| Crypto.com | Exchange | – | – | – |
| OKX | Exchange | – | – | – |
| Bit2Me | Exchange | – | – | Yes |
| bitFlyer Europe | Exchange | 0.10% / 0.10% | – | – |
| Bitpanda | Broker app | – | – | – |
| Bitvavo | Exchange | – | – | – |
| eToro | Broker app | – | 1% | Yes |
| SwissBorg | Broker app | – | – | Yes |
| Revolut | Broker app | 0% (Revolut X) / 0.09% (Revolut X) | – | Yes |
| Bitstamp | Exchange | 0.30% / 0.40% | – | – |
| Blockchain.com | Broker app | – | – | – |
| Trade Republic | Broker app | – | €1 per trade | Yes |
| Coinmotion | Broker app | – | 2% | Yes |
| Gate EU | Exchange | 0.1% / 0.1% | – | – |
| Robinhood | Broker app | – | – | Yes |
| Bybit EU | Exchange | 0.25% / 0.25% | – | – |
| Northcrypto | Broker app | 1.0% / 1.0% | 2–3% | Yes |
| Coinbase | Exchange | – | – | – |
| Backpack EU | Exchange | – | – | – |
Published fees and crypto withdrawals, checked on each provider's own website. A dash means not yet verified.
Buying Bitcoin in small amounts
You can buy a fraction of a bitcoin; one bitcoin is 100,000,000 satoshis.
The crypto converter shows how many satoshis a euro amount buys at a price you enter.
With small purchases, fixed fees and withdrawal fees weigh more, so compare them with the fee calculator.
Keeping Bitcoin at the exchange or in your own wallet
Bitcoin kept at an authorised exchange is held in custody, and MiCA requires it to be segregated from the exchange's own assets.
Moving it to your own wallet removes the exchange risk but makes you responsible for the recovery phrase.
The wallet finder helps you decide, and the guide to withdrawing to a wallet explains the steps.
Bitcoin-only apps and broker apps
Some providers specialise in Bitcoin, while broker apps offer Bitcoin among other assets.
Whatever you use, check whether it allows BTC withdrawals to an external wallet, because some apps only let you sell inside the app.
Bitcoin risks to remember
- Bitcoin's price has fallen by more than half from previous highs on several occasions.
- Transactions cannot be reversed: a wrong address means lost coins.
- Scams often use Bitcoin as the payment method.
The stress test shows what a fall would mean for your savings.
Best exchanges to buy Bitcoin: cost of a monthly plan
Example: €100 of Bitcoin every month for a year at published fee levels.
| Fee level (from providers' pages) | Yearly cost |
|---|---|
| 0.1% (Gate EU spot, VIP 0) | €1.20 |
| 1% (Kraken instant and recurring) | €12 |
| 2% (Coinmotion starting fee) | €24 |
Fees checked 24 October 2026; spreads and deposit fees not included.
Bitcoin withdrawals: what to check
- Whether BTC withdrawals are available at all.
- The withdrawal fee and the minimum amount.
- Whether the exchange offers address allow-lists.
- Whether faster network options are offered and what they cost.
Bitcoin and its own risks
Bitcoin is the oldest and most widely traded crypto-asset, but that does not make it low-risk.
Its price has fallen by more than half from previous highs on several occasions, and there is no issuer or central bank behind it.
The drawdown recovery calculator shows what such falls mean.
Frequently asked questions
Where is the best place to buy Bitcoin in the EU?
On a MiCA-authorised exchange notified in your country, with low fees, SEPA deposits and BTC withdrawals if you want your own wallet.
Can I buy less than one bitcoin?
Yes. Exchanges sell fractions of a bitcoin, often from a few euros.
Should I move my Bitcoin off the exchange?
It depends on the amount and your experience. Self-custody removes exchange risk but requires careful storage of the recovery phrase.
What fees apply when buying Bitcoin?
A trading fee, possibly a spread, a deposit fee for some payment methods, and a network fee if you withdraw.
Is Bitcoin covered by MiCA?
The exchanges that offer Bitcoin services in the EU are regulated by MiCA. Bitcoin itself has no issuer, and MiCA does not protect its price.
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate