How the Coinmotion Reliability Score is built
8.0/10Every part is scored with the same published method. Points are given only for facts confirmed from a public source. How we rate
Pros
- Operating since 2012
- Euro withdrawals from €0.90
- 300+ crypto-assets
- Recurring buys
Cons
- MiCA passport for only 2 EEA countries
- Proof of reserves not confirmed
- Withdrawal allow-list not confirmed
MiCA authorisation
Authorised- EU entityCoinmotion Oy
- LEI743700PZG5RRF7SA4Q58
- RegulatorFinanssivalvonta (FIN-FSA)
- Home stateFinland
- Authorised2 July 2025
- Passport2 of 30 EEA countries
Authorised MiCA services (4)
- Custody of crypto-assets
- Exchange for funds (EUR)
- Order execution
- Transfer services
Source: ESMA interim MiCA register, downloaded 24 October 2026. How to check a licence
Company and track record
- Founded2012
- Registered addressKauppakatu 39 40100 Jyväskylä Finland
Payments
Deposit methods are shown in the app before you pay.
- EUR withdrawalBank transfer, €0.90
Coins and products
- TypeBroker app
- Coins300+
- StakingYes
- Recurring buyYes
- Crypto withdrawalsYes
Account security
- Two-factor authenticationYes
- Withdrawal address allow-listNot confirmed
- Proof of reservesNot confirmed
"Not confirmed" means we could not confirm the feature from a public source; it does not mean the feature is missing.
Identity checks (KYC)
RequiredCoinmotion verifies the identity of every customer before trading, as EU anti-money laundering rules require.
Where Coinmotion is available under MiCA
Checking your location…Notified in 2 EEA countries
Finland, Sweden
A MiCA passport means the firm may offer its services in that country; it can still choose not to accept customers from every country.
Coinmotion review: fees
| Item | Published fee |
|---|---|
| Trading, starting fee | 2% |
| Trading, above €1,000,000 over 90 days (selected assets) | 0.8% |
| Euro withdrawal to own bank account | €0.90 per transfer |
| Crypto transfers out | Cryptocurrency-specific transfer fee |
| Staking (extended selection service) | 25% of staking rewards |
From Coinmotion's pricing page (Finnish), checked 24 October 2026. Volume discounts apply only to BTC, XRP, ETH, XLM, LINK, ADA, UNI, AAVE, LTC and USDC.
A 2% starting fee is high compared with order book exchanges, which matters for frequent buyers, as the annual cost calculator shows.
Coinmotion review: products
- Monthly saving: automatic monthly investment of a chosen amount.
- Crypto withdrawals: transfers out of Coinmotion are possible, with a per-asset fee.
- Staking: in the extended selection service, with a 25% share of rewards kept.
- App and web: buying and selling in a mobile app or on the website.
Coinmotion review: how the Reliability Score was calculated
The Coinmotion Reliability Score is 8.0 out of 10, rated Very good, calculated with the same published method as every other exchange.
| Part | Points | Basis |
|---|---|---|
| MiCA licence | 2 / 3 | Authorised by FIN-FSA, passport notified for 2 of 30 EEA countries |
| Track record | 2 / 2 | Operating since 2012 |
| Transparency | 0.5 / 1 | Fee schedule published; proof of reserves not confirmed from a public source |
| Identity checks | 1 / 1 | Identity verification (KYC) required before trading |
| Account protection | 0.5 / 1 | Two-factor authentication available; withdrawal address allow-list not confirmed from a public source |
| Euro withdrawals | 2 / 2 | Euro withdrawals to a bank account: Bank transfer, €0.90 |
Points are given only for facts confirmed from a public source; "not confirmed" means we could not confirm a feature, not that it is missing.
Coinmotion review: compared with similar MiCA providers
How does Coinmotion compare with providers of a similar type? The table uses register facts from ESMA and the Reliability Scores calculated with the published method.
| Exchange | Type | Regulator | EEA countries | Reliability Score |
|---|---|---|---|---|
| Coinmotion | Broker app | FIN-FSA | 2 | 8.0 |
| Northcrypto | Broker app | FIN-FSA | 3 | 7.5 |
| Bitpanda | Broker app | FMA | 30 | 9.0 |
| Kraken | Exchange | CBI | 30 | 10.0 |
Register facts from ESMA; Reliability Scores calculated with the published method.
The table is a starting point: costs on the screen you use, and how you plan to store your coins, matter at least as much.
Coinmotion review: what a purchase would cost
The calculator below starts from the Coinmotion starting trading fee published by the provider, 2%; change the other fields to match your purchase.
Coinmotion review: who it may suit
Coinmotion, founded in Finland in 2012, may suit Finnish and Swedish buyers who value a long-standing local provider, monthly saving and crypto withdrawals.
Its 2% starting trading fee is high compared with order book exchanges, so it is most relevant for buyers who value local service over the lowest cost.
Coinmotion review: related guides and tools
Frequently asked questions
Is Coinmotion MiCA-authorised?
Yes. Coinmotion Oy is listed in ESMA's register, authorised by the Finnish FSA, with notifications for Finland and Sweden.
What does Coinmotion cost?
Its pricing page lists a starting trading fee of 2%, falling to 0.8% for high volumes on selected assets, and €0.90 per euro withdrawal.
When was Coinmotion founded?
In 2012, in Finland, according to its website.
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate