How the Coinbase Reliability Score is built
7.0/10Every part is scored with the same published method. Points are given only for facts confirmed from a public source. How we rate
Pros
- MiCA passport for 30 of 30 EEA countries
- Operating since 2012
- Withdrawal address allow-list
Cons
- Past incident: Customer data breach disclosed in May 2025
- Euro withdrawal fee not published
- Proof of reserves not confirmed
MiCA authorisation
Authorised- EU entityCoinbase Luxembourg S.A.
- LEI984500F14CA4571AAC11
- RegulatorCommission de Surveillance du Secteur Financier (CSSF)
- Home stateLuxembourg
- Authorised20 June 2025
- Passport30 of 30 EEA countries
Authorised MiCA services (7)
- Custody of crypto-assets
- Exchange for funds (EUR)
- Crypto-to-crypto exchange
- Order execution
- Placing of crypto-assets
- Reception and transmission of orders
- Transfer services
Source: ESMA interim MiCA register, downloaded 24 October 2026. How to check a licence
Company and track record
- Founded2012
- Registered address5, Place de la Gare, L-1616 Luxembourg
Past incidents: Customer data breach disclosed in May 2025
Fees
Fee schedule ↗Trading fees depend on the product and screen you use, so check the fee schedule or the app before you buy.
Try the fee calculator to see what one purchase costs in total.
Payments
Deposit methods are shown in the app before you pay.
Coins and products
- TypeExchange
Account security
- Two-factor authenticationYes
- Withdrawal address allow-listYes
- Proof of reservesNot confirmed
"Not confirmed" means we could not confirm the feature from a public source; it does not mean the feature is missing.
Identity checks (KYC)
RequiredCoinbase verifies the identity of every customer before trading, as EU anti-money laundering rules require.
Where Coinbase is available under MiCA
Checking your location…Notified in 30 EEA countries
Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
A MiCA passport means the firm may offer its services in that country; it can still choose not to accept customers from every country.
Coinbase review: account security
Coinbase documents an address book with an allow-list for withdrawals, so that crypto can be sent only to saved addresses.
According to its help centre, newly added addresses are subject to a 48-hour security delay before they can be used.
Two-factor authentication is part of the same security settings, and identity verification is required before trading.
A delay on new addresses is a useful protection: if someone gains access to an account, they cannot immediately send funds to an address of their own.
Coinbase review: fees and euro withdrawals
Coinbase publishes a fee page for its Advanced Trade screen, linked in the sources below.
The fee for euro withdrawals to a bank account could not be confirmed from a public source, so the euro withdrawals part of the score earns no points.
Check the current fees inside the app before you buy, and compare screens with the crypto fee calculator.
Coinbase review: past incident
In May 2025, Coinbase disclosed a breach in which customer data was taken, and under the published method this documented incident deducts 0.5 points from the track record.
A past incident does not mean a provider is unsafe today, but it is part of its record, and it is a good reason to use every security feature available.
Coinbase review: how the Reliability Score was calculated
The Coinbase Reliability Score is 7.0 out of 10, rated Good, calculated with the same published method as every other exchange.
| Part | Points | Basis |
|---|---|---|
| MiCA licence | 3 / 3 | Authorised by CSSF, passport notified for 30 of 30 EEA countries |
| Track record | 1.5 / 2 | Operating since 2012; past incident: Customer data breach disclosed in May 2025 |
| Transparency | 0.5 / 1 | Fee schedule published; proof of reserves not confirmed from a public source |
| Identity checks | 1 / 1 | Identity verification (KYC) required before trading |
| Account protection | 1 / 1 | Two-factor authentication available; withdrawal address allow-list available |
| Euro withdrawals | 0 / 2 | Euro withdrawals to a bank account not confirmed from a public source |
Points are given only for facts confirmed from a public source; "not confirmed" means we could not confirm a feature, not that it is missing.
Coinbase review: compared with similar MiCA providers
How does Coinbase compare with providers of a similar type? The table uses register facts from ESMA and the Reliability Scores calculated with the published method.
| Exchange | Type | Regulator | EEA countries | Reliability Score |
|---|---|---|---|---|
| Coinbase | Exchange | CSSF | 30 | 7.0 |
| Kraken | Exchange | CBI | 30 | 10.0 |
| Bitstamp | Exchange | CSSF | 30 | 8.5 |
| Bitvavo | Exchange | AFM | 30 | 9.0 |
Register facts from ESMA; Reliability Scores calculated with the published method.
The table is a starting point: costs on the screen you use, and how you plan to store your coins, matter at least as much.
Coinbase review: what a purchase would cost
The trading fee for Coinbase depends on the screen and product you use, so enter the fee you see in the app before you buy.
Coinbase review: who it may suit
Coinbase may suit buyers who want a widely known brand with an EU-authorised entity, an address allow-list and a delay on new withdrawal addresses.
Because its euro withdrawal fee and proof of reserves could not be confirmed publicly, it is worth checking those details in the app before depositing larger amounts.
Coinbase review: related guides and tools
Frequently asked questions
Is Coinbase MiCA-authorised?
Yes. Coinbase Luxembourg S.A. is listed in ESMA's register, authorised by the CSSF, with a passport for all 30 EEA countries.
When was Coinbase founded?
In 2012.
Does Coinbase have a withdrawal allow-list?
Yes. Its help centre describes an address book allow-list, with a 48-hour delay before new addresses can be used.
How is the Coinbase Reliability Score calculated?
With six published parts worth ten points in total: MiCA licence, track record, transparency, identity checks, account protection and euro withdrawals. The score block on this page shows the points for each part.
Sources
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate