Kraken Exchange
- MiCA-authorised by CBI (Ireland)
- Passported to 30 EEA countries
- Authorised 25 June 2025
Crypto.com Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
OKX Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 27 January 2025
Bit2Me Exchange
- MiCA-authorised by CNMV (Spain)
- Passported to 30 EEA countries
- Authorised 31 October 2025
bitFlyer Europe Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 26 June 2026
Bitpanda Broker app
- MiCA-authorised by FMA (Austria)
- Passported to 30 EEA countries
- Authorised 9 April 2025
Bitvavo Exchange
- MiCA-authorised by AFM (Netherlands)
- Passported to 30 EEA countries
- Authorised 26 June 2025
eToro Broker app
- MiCA-authorised by CySEC (Cyprus)
- Passported to 30 EEA countries
- Authorised 16 January 2025
SwissBorg Broker app
- MiCA-authorised by AMF (France)
- Passported to 30 EEA countries
- Authorised 5 March 2026
Revolut Broker app
- MiCA-authorised by CySEC (Cyprus)
- Passported to 29 EEA countries
- Authorised 20 October 2025
Bitstamp Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 15 May 2025
Blockchain.com Broker app
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 22 October 2025
Trade Republic Broker app
- MiCA-authorised by BaFin (Germany)
- Passported to 30 EEA countries
- Authorised 28 April 2025
Coinmotion Broker app
- MiCA-authorised by FIN-FSA (Finland)
- Passported to 2 EEA countries
- Authorised 2 July 2025
Gate EU Exchange
- MiCA-authorised by MFSA (Malta)
- Passported to 30 EEA countries
- Authorised 29 September 2025
Robinhood Broker app
- MiCA-authorised by LSC (Lithuania)
- Passported to 30 EEA countries
- Authorised 29 May 2025
Bybit EU Exchange
- MiCA-authorised by FMA (Austria)
- Passported to 29 EEA countries
- Authorised 28 May 2025
Northcrypto Broker app
- MiCA-authorised by FIN-FSA (Finland)
- Passported to 3 EEA countries
- Authorised 25 November 2025
Coinbase Exchange
- MiCA-authorised by CSSF (Luxembourg)
- Passported to 30 EEA countries
- Authorised 20 June 2025
Backpack EU Exchange
- MiCA-authorised by Latvijas Banka (Latvia)
- Passported to 29 EEA countries
- Authorised 27 May 2026
Crypto-assets are high-risk and you can lose all the money you invest. Exchanges are ranked by the Reliability Score, and partners get no boost. Fees and terms change, so the exchange's own terms apply. Links marked as partner links are affiliate links. Crypto risks explained
How the best crypto exchanges in the EU are chosen
Every exchange on this page has passed four checks before being listed.
- Authorised under MiCA: its EU entity appears in ESMA's register of crypto-asset service providers, matched by LEI code.
- Consumer services: it is authorised for services consumers use, such as exchanging crypto for euros or custody.
- Market relevance: it is a real, widely used consumer product, not a licence that exists only on paper.
- Public terms: its terms of use and fees are published.
Exchanges are then ranked by the Reliability Score; partners get no boost, and points are given only for facts confirmed from a public source.
Crypto exchanges in the EU compared by MiCA authorisation
| Exchange | EU entity | Regulator | Home state | MiCA authorised | EEA countries |
|---|---|---|---|---|---|
| Kraken | Payward Europe Solutions Limited | CBI | Ireland | 25 June 2025 | 30 |
| Crypto.com | Foris DAX MT Limited | MFSA | Malta | 27 January 2025 | 30 |
| OKX | OKX Europe Limited | MFSA | Malta | 27 January 2025 | 30 |
| Bit2Me | Bitcoinforme S.L. | CNMV | Spain | 31 October 2025 | 30 |
| bitFlyer Europe | bitFlyer EUROPE S.A. | CSSF | Luxembourg | 26 June 2026 | 30 |
| Bitpanda | Bitpanda GmbH | FMA | Austria | 9 April 2025 | 30 |
| Bitvavo | Bitvavo B.V. | AFM | Netherlands | 26 June 2025 | 30 |
| eToro | eToro (Europe) Ltd | CySEC | Cyprus | 16 January 2025 | 30 |
| SwissBorg | BLOCKNODES SAS | AMF | France | 5 March 2026 | 30 |
| Revolut | Revolut Digital Assets (Europe) Ltd | CySEC | Cyprus | 20 October 2025 | 29 |
| Bitstamp | Bitstamp Europe S.A. | CSSF | Luxembourg | 15 May 2025 | 30 |
| Blockchain.com | Blockchain.com Operations (Malta) Limited | MFSA | Malta | 22 October 2025 | 30 |
| Trade Republic | Trade Republic Bank GmbH | BaFin | Germany | 28 April 2025 | 30 |
| Coinmotion | Coinmotion Oy | FIN-FSA | Finland | 2 July 2025 | 2 |
| Gate EU | Gate Technology Limited | MFSA | Malta | 29 September 2025 | 30 |
| Robinhood | Robinhood Europe UAB | LSC | Lithuania | 29 May 2025 | 30 |
| Bybit EU | Bybit EU GmbH | FMA | Austria | 28 May 2025 | 29 |
| Northcrypto | NorthCrypto Oy | FIN-FSA | Finland | 25 November 2025 | 3 |
| Coinbase | Coinbase Luxembourg S.A. | CSSF | Luxembourg | 20 June 2025 | 30 |
| Backpack EU | "Trek Technologies" SIA | Latvijas Banka | Latvia | 27 May 2026 | 29 |
EU entity, regulator, home state, authorisation date and number of EEA countries in the passport, from ESMA's interim MiCA register.
The table is built directly from the register file downloaded on 24 October 2026, so the facts match what ESMA publishes.
Crypto exchanges in the EU compared by fees
| Exchange | Type | Maker / taker | Instant buy fee | EUR deposit | EUR withdrawal |
|---|---|---|---|---|---|
| Kraken | Exchange | 0.40% / 0.80% | 1% | – | SEPA, €1 |
| Crypto.com | Exchange | – | – | SEPA | Apple Pay | Google Pay | SEPA, €1.00 |
| OKX | Exchange | – | – | SEPA | SEPA, free |
| Bit2Me | Exchange | – | – | Bank transfer | Card | SEPA, free |
| bitFlyer Europe | Exchange | 0.10% / 0.10% | – | – | Bank transfer, €0.30 up to €250,000 |
| Bitpanda | Broker app | – | – | – | SEPA, free |
| Bitvavo | Exchange | – | – | – | SEPA, free |
| eToro | Broker app | – | 1% | – | From the eToro Money EUR account, free |
| SwissBorg | Broker app | – | – | Bank transfer | Card | SEPA, 0.10% (min €1.50) |
| Revolut | Broker app | 0% (Revolut X) / 0.09% (Revolut X) | – | – | SEPA from the euro account, free |
| Bitstamp | Exchange | 0.30% / 0.40% | – | SEPA | SEPA, €3 |
| Blockchain.com | Broker app | – | – | – | SEPA, €0.50 |
| Trade Republic | Broker app | – | €1 per trade | – | Bank transfer to the reference account |
| Coinmotion | Broker app | – | 2% | – | Bank transfer, €0.90 |
| Gate EU | Exchange | 0.1% / 0.1% | – | SEPA | – |
| Robinhood | Broker app | – | – | – | SEPA |
| Bybit EU | Exchange | 0.25% / 0.25% | – | – | SEPA, fee shown at withdrawal |
| Northcrypto | Broker app | 1.0% / 1.0% | 2–3% | SEPA | Trustly | SEPA, €1.00 |
| Coinbase | Exchange | – | – | – | – |
| Backpack EU | Exchange | – | – | – | – |
Published fees and euro payment methods, checked from each provider's own website. A dash means not yet verified.
Fees are entered only after they have been checked on the provider's own fee page, and a dash means a fact has not yet been verified.
Use the fee calculator to turn these numbers into the cost of your own purchase.
Exchanges and broker apps among crypto exchanges in the EU
Order book trading
Visible maker and taker fees, more control over price, usually lower cost for regular buyers.
Simple buy button
Easier to use, often part of a banking or investing app, but costs can hide in the spread.
The guide to crypto brokers versus exchanges explains the difference in detail, including whether you can withdraw coins.
Crypto exchanges in the EU by need
What to check before choosing among crypto exchanges in the EU
| Check | Where to find it | Tool |
|---|---|---|
| MiCA authorisation and EU entity | ESMA register | MiCA licence checker |
| Your country in the passport | ESMA register | Availability by country |
| Total cost of a purchase | The exchange's fee page | Fee calculator |
| Withdrawals to your own wallet | Help centre or fee page | Withdraw to a wallet |
| Account security features | Security settings | Account security check |
| Terms on account closure and withdrawals | Terms of use | Safety checklist |
Big names missing from crypto exchanges in the EU
Some of the world's largest crypto platforms do not appear in ESMA's register of authorised providers, and they are not listed here as exchanges.
They are described only in an information table on the page about exchanges not authorised under MiCA, together with what that means for EU users.
Partner and non-partner crypto exchanges in the EU
CoinTrustRadar.com lists every relevant MiCA exchange, whether or not it has a commercial agreement with the site.
- Partner exchanges: marked "Ad · Partner", with a "Visit" button that is an affiliate link.
- Non-partner exchanges: marked "No partnership — listed for comparison only", with a plain link to the official site where available.
- Ranking: the same Reliability Score for all, with no boost for partners.
The affiliate disclosure explains how the site is funded.
Safe first steps with crypto exchanges in the EU
- Check your finances: the financial readiness test takes three minutes.
- Choose an amount you can lose: the stress test shows what a crash would mean.
- Type the exchange address yourself: never follow links from ads or messages.
- Secure the account before depositing: app-based two-factor authentication.
- Start with a small purchase and a small withdrawal.
Frequently asked questions
What are the best crypto exchanges in the EU?
The best choice depends on your needs, but every exchange on this page is authorised under MiCA and checked in ESMA's register. They are ranked by a published Reliability Score, not by commission.
Why do I see fewer crypto exchanges in the EU than other sites list?
Only MiCA-authorised exchanges are listed, and each one is shown only in countries it has notified under its passport.
Why do some crypto exchanges in the EU score lower than expected?
Points are given only for facts confirmed from a public source. If a provider does not document a feature, such as proof of reserves or a withdrawal allow-list, that part earns no points.
Are partner exchanges ranked higher?
No. Partners get no boost; the default order is the Reliability Score.
Is Binance a MiCA-authorised crypto exchange in the EU?
Binance was not found in ESMA's register of authorised crypto-asset service providers when it was downloaded. See the page on exchanges not authorised under MiCA.
Are crypto exchanges in the EU safe?
MiCA makes authorised exchanges more accountable, but it does not protect against price falls, and crypto is not covered by deposit guarantee schemes.
Sources
- ESMA interim MiCA register, CASPS.csv
- Regulation (EU) 2023/1114 (MiCA)
- Fees and features: each provider's own website, as listed in its review
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate