How the Crypto.com Reliability Score is built
9.5/10Every part is scored with the same published method. Points are given only for facts confirmed from a public source. How we rate
Pros
- MiCA passport for 30 of 30 EEA countries
- Operating since 2016
- Euro withdrawals from €1
- Published proof of reserves
Cons
- Past incident: Unauthorised withdrawals from customer accounts in January 2022
MiCA authorisation
Authorised- EU entityForis DAX MT Limited
- LEI2549005CVR5HH70FDO07
- RegulatorMalta Financial Services Authority (MFSA)
- Home stateMalta
- Authorised27 January 2025
- Passport30 of 30 EEA countries
Authorised MiCA services (6)
- Custody of crypto-assets
- Exchange for funds (EUR)
- Crypto-to-crypto exchange
- Order execution
- Reception and transmission of orders
- Transfer services
Source: ESMA interim MiCA register, downloaded 24 October 2026. How to check a licence
Company and track record
- Founded2016
- Registered addressLevel 7, Spinola Park, Triq Mikiel Ang Borg, San Giljan, SPK 1000, Malta
Past incidents: Unauthorised withdrawals from customer accounts in January 2022
Fees
Fee schedule ↗Trading fees depend on the product and screen you use, so check the fee schedule or the app before you buy.
Try the fee calculator to see what one purchase costs in total.
Payments
- EUR withdrawalSEPA, €1.00
Coins and products
- TypeExchange
- Coins400+
- StakingYes
- MobileiOS | Android
Account security
- Two-factor authenticationYes
- Withdrawal address allow-listYes
- Proof of reservesYes
"Not confirmed" means we could not confirm the feature from a public source; it does not mean the feature is missing.
Identity checks (KYC)
RequiredCrypto.com verifies the identity of every customer before trading, as EU anti-money laundering rules require.
Where Crypto.com is available under MiCA
Checking your location…Notified in 30 EEA countries
Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
A MiCA passport means the firm may offer its services in that country; it can still choose not to accept customers from every country.
Crypto.com review: euro payments
- Deposits: the EEA site advertises instant EUR deposits via SEPA and Apple or Google Pay, and "zero-fee EUR deposit".
- Withdrawals: EUR via the SEPA network, with a minimum of €80 and a maximum of €100,000 per day, according to the fees and limits page.
Card purchase and trading fees are listed on the fees and limits page; they will be added here once confirmed verbatim.
Crypto.com review: proof of reserves
Crypto.com's EEA proof of reserves page states that all customer assets held on the platform are fully backed 1:1, and names Mazars Group as the verifier.
The guide to proof of reserves explains what such reports cover.
Crypto.com review: staking
Crypto.com offers on-chain staking to EEA customers, and its staking page states that staking is not regulated under the MiCA regulation.
The staking calculator shows the effect of commissions and price changes.
Crypto.com review: how the Reliability Score was calculated
The Crypto.com Reliability Score is 9.5 out of 10, rated Excellent, calculated with the same published method as every other exchange.
| Part | Points | Basis |
|---|---|---|
| MiCA licence | 3 / 3 | Authorised by MFSA, passport notified for 30 of 30 EEA countries |
| Track record | 1.5 / 2 | Operating since 2016; past incident: Unauthorised withdrawals from customer accounts in January 2022 |
| Transparency | 1 / 1 | Fee schedule published; proof of reserves published |
| Identity checks | 1 / 1 | Identity verification (KYC) required before trading |
| Account protection | 1 / 1 | Two-factor authentication available; withdrawal address allow-list available |
| Euro withdrawals | 2 / 2 | Euro withdrawals to a bank account: SEPA, €1.00 |
Points are given only for facts confirmed from a public source; "not confirmed" means we could not confirm a feature, not that it is missing.
Crypto.com review: compared with similar MiCA providers
Comparing Crypto.com with three similar providers shows where it stands on regulator, passport and Reliability Score.
| Exchange | Type | Regulator | EEA countries | Reliability Score |
|---|---|---|---|---|
| Crypto.com | Exchange | MFSA | 30 | 9.5 |
| OKX | Exchange | MFSA | 30 | 9.5 |
| Bybit EU | Exchange | FMA | 29 | 7.5 |
| Kraken | Exchange | CBI | 30 | 10.0 |
Register facts from ESMA; Reliability Scores calculated with the published method.
Use the table to shortlist, then compare the actual cost of your purchase with the fee calculator below.
Crypto.com review: what a purchase would cost
The trading fee for Crypto.com has not yet been confirmed on its EU fee page, so enter the fee you see before you buy.
Crypto.com review: who it may suit
Crypto.com may suit app users who want SEPA and Apple or Google Pay deposits, staking and a provider that publishes a proof of reserves for its EEA service.
Its EUR withdrawal limits, an €80 minimum and a €100,000 daily maximum via SEPA, are worth knowing before you plan larger withdrawals.
Crypto.com review: related guides and tools
Frequently asked questions
Is Crypto.com MiCA-authorised?
Yes. Foris DAX MT Limited is listed in ESMA's register, authorised by the MFSA and passported to all 30 EEA countries.
How do I deposit euros at Crypto.com?
The EEA site advertises SEPA and Apple or Google Pay deposits.
What are the EUR withdrawal limits at Crypto.com?
The fees and limits page lists SEPA withdrawals with a €80 minimum and a €100,000 daily maximum.
Sources
Every figure on this page is checked against the ESMA register, the exchange's own terms and fee pages or another primary source, and the sources are listed above. Editorial policy · How we rate